Common Home Inspection Deal-Breakers

What turns into a deal-breaker

Most inspection findings are routine and easily handled. A handful, though, are serious and costly enough that they can reshape or end a purchase. Knowing them in advance helps buyers decide what to inspect closely and what to budget for. Here are the findings that most often become deal-breakers, especially in older St. Paul homes.

The big ones

• Structural and foundation problems. Bowing walls, significant foundation movement and settlement can mean major repair costs.
• A failing sewer lateral. Collapsed Orangeburg, severe root intrusion or offsets in the buried lateral are expensive and easily missed without a scope.
• Serious electrical hazards. Active knob-and-tube, a recalled panel, or unsafe wiring — sometimes affecting insurability.
• A cracked or aged furnace. A cracked heat exchanger is a safety issue and often a full replacement.
• Significant water intrusion and mold. Chronic basement water and mold point to drainage or foundation problems.
• A roof at end of life. A worn or hail-damaged roof needing replacement is a major expense.

Most are negotiable, not fatal

A deal-breaker finding rarely has to end the deal. With documentation from the inspection, buyers often negotiate repairs, credits or price adjustments. The key is knowing the real cost and severity — which is exactly what a thorough inspection, and the right specialist follow-ups, provide.